The Health Insurance Marketplace, often referred to as “Obamacare,” is designed to help you find and compare health insurance plans, including medical, dental, vision, and more. Discover if you are eligible for coverage and learn how to enroll in a plan through this program.
Obamacare Program: Checking Your Eligibility for the Health Insurance Marketplace
Find out if you meet the requirements to use the Health Insurance Marketplace. It’s important to note that there is no income limit to qualify for the Obamacare program.
To be eligible and enroll in a health insurance plan through the Marketplace, you must meet the following criteria:
- Live in the United States.
- Be a U.S. citizen or lawfully present immigrant. Learn more about immigration statuses that qualify for the Health Insurance Marketplace.
- Not be incarcerated.
The Affordable Care Act (ACA), which established the Obamacare program, provides several key protections, including:
- Insurance companies cannot deny health coverage based on gender or pre-existing health conditions.
- There are no annual or lifetime limits on coverage.
- Young adults can remain on their family’s health insurance plan until the age of 26.
Understand your rights under the Affordable Care Act.
Enrollment in the Obamacare Program: How and When to Sign Up
Visit HealthCare.gov to explore Health Insurance Marketplace plans available in your state. The enrollment process can vary depending on your state of residence.
Each year, during the Open Enrollment Period for the Health Insurance Marketplace, you have the opportunity to:
- Choose a health insurance plan for the first time.
- Continue with your current plan.
- Make changes to your existing plan.
- Select a new plan and replace your current one.
If you experience a qualifying life event, such as moving, getting married, or having a baby, you may become eligible to change your coverage during a Special Enrollment Period.
Learn more about Special Enrollment Periods and if you qualify.
For answers to your questions and concerns about the Obamacare program, you can:
- Find contact information for HealthCare.gov.
- Or call 1-800-318-2596 (for Spanish, press 2); and 1-855-889-4325 (TTY, for people with hearing difficulties).
